Cyber Crime of Phishing
‘Phishing’ is a form of Cyber Crime wherein criminals attempt to acquire sensitive information such as usernames, passwords, credit card details, etc by pretending as a trustworthy entity like Banks, etc in an electronic communication, especially emails.
The trend of Phishing has increased over the years, though decisions has been very rare. But the recent decision as reported by naavi.org, pronounced by IT Adjudicator of Tamil Nadu is commendable, wherein an award of 12.85 lakhs have been pronounced in favor of the petitioner. The copy of the judgment is available here.
In another decision by a Mumbai Consumer court in a similar matter, the bank has been held guilty as as bank did not took precautions as per the RBI Net banking guidelines, while complainants account was hacked and 4.6 lakhs were transferred out by the cyber criminals.
Though in such matters, it is advisable that the victim should approach Adjudication Officers as appointed under the IT Act 2000 rather than consumer court, as former are technically qualified persons and specialized in the matters of cyber crime. Every Indian state has an adjudication officer, who are the IT secretaries of their respective states.
Sir,
I read your article and I pray to God that you can guide me thru what i ought to do to ward off what my exhusband(divorced 3 yrs ago) had been doing. He thinks he is above the laws and continually harass me, my children and my family everyway he can. I in turn because I am a single mother, my funds are limited, I keep my fingers cross not knowing what to do.
He is in the Philippines doing all these stuff. He had placed 5 credit card applications, gone thru my bank account of which I have overdraft fees (thankfully the bank agents were willing to waive the insufficient fund fees ) he transacted without my knowledge. He hacked into all my email accounts and made up several accounts bearing my name. My facebook account had been deleted by the FB team because he hacked into it and posted several nasty remarks there.
It is scary that I cant have my privacy anymore and he needs to be stopped.
I am in the U.S. He is in the Philippines doing all these. There has to be away to catch him. Please help me.